Your Privacy is Assured
At Wealthquest International Inc. (referred to as "WQI" hereinafter) we take your privacy very, very seriously.
When you subscribe to the Weekly Wealth Letter you never have to worry about having your name, e-mail address or any other information you share with us being seen by others.
As a matter of principle, we never rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances :
- We provide the information to trusted partners who work on behalf of or with WQI under strict confidentiality agreements. These companies may use your personal information to help WQI communicate with you about offers from us and our marketing partners. However, these companies do not have any independent right to use or share this information.
- We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
- We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our terms of use, or as otherwise required by law.
- We transfer information about you if WQI is acquired by or merged with another company. In this event, we will notify you before information about you is transferred and becomes subject to a different privacy policy.
- WQI may set and access cookies on your computer. We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. In certain areas WQI uses industry-standard SSL-encryption to protect data transmissions.
Use of "Cookies"
One way we collect information about you when you use our websites is through the use of cookies. A "cookie" is a set of data that a website server stores on your computer. Cookies enable websites to recognize your computer and to "remember" your entries as you move from page to page, or even when you revisit the site from time to time using the same computer. Cookies stored on your computer by our websites are encrypted. This means that they cannot easily be read by anyone other than us.
We use two different types of cookies in our websites:
- "Session cookies" track the user's progression through our sites in a single visit. These cookies enable us to remember things as the user progresses from one page to another. Your session cookies are deleted as soon as you close your browser. In addition, if you leave your browser open for a prolonged period, they are set to automatically erase themselves after a short period (typically less than one hour).
- "Persistent cookies" remember a user at the user's next visit. Your persistent cookies are not automatically erased, and they remain on your computer until you erase them. (If you do not want these cookies to remain on your computer, you can erase them through use of your browser settings.)
Your browser or other software you install may permit you to restrict the use of session cookies, persistent cookies or all cookies. If you elect not to permit the use of session cookies, you will not be able to use our websites. If you elect not to permit the use of persistent cookies only, you may still enjoy the full functionality of our websites; however, if you do so, you will need to re-enter some data when starting a new session.
Linked Websites
Our websites may contain links to third party websites, which may or may not be operated in conjunction with our websites. We do not monitor or control the information collected when you choose to "click through" links to these websites. The treatment of user data by the operators of third party websites may be different from ours. For details regarding their treatment of personally identifiable data about you, you will need to read their privacy policies or contact them
Data Security
We maintain reasonable physical, electronic, and procedural safeguards to protect personally identifiable data about you from loss, misuse and unauthorized access, disclosure, alteration and destruction. As part of those precautions, we seek to protect personally identifiable data about you through technologies designed to safeguard the data during its transmission. We restrict access to personally identifiable data about you to those employees we determine need to know that information for us and our licensees and distributors to provide services to you. We also have adopted a policy under which employee misuse of personally identifiable data about you is treated as a serious offense for which disciplinary action may be taken. You should, however, be aware that there is no method of transmitting or storing data that is completely secure. Although their physical characteristics are different, postal mail, telephone calls, faxes and transmissions over the Internet all present possibilities of loss, misrouting, interception and misuse of the data being transmitted.
When we decide what data to seek from or send to you, or how to seek or send it, we try to attain reasonable balance between the security of your data and your convenience. We do this because we believe our customers attach value to both. As a result, we sometimes use a method of communication that is less secure than some of its less convenient alternatives. An important example of this occurs in the case of e-mail. When we send e-mail to you, we send it as plain text without encrypting it. We do this because we believe that many of our customers do not currently have the capability to receive encrypted e-mail. As a consequence, though, if our unencrypted e-mail intended for you were misrouted or intercepted, it could be read more easily than encrypted e-mail.
To protect personally identifiable data about you effectively, we need your help. Please do not divulge your WQI login information to anyone who is not employed by us or one of our licensees or distributors. In addition, because e-mail to and from us is not encrypted, please do not include your credit card number, or any other information you regard as confidential, in any e-mail you send us.
Parties to Whom We Disclose Data
Our general policy is to not disclose personally identifiable data about you to any third party. This policy is not applicable to our licensees and distributors.
We generally use personally identifiable data about you to make and process your orders, give you access to our services, provide you with customer assistance, prepare your account statements and maintain and develop software. We may use licensees and distributors from time to time to perform such services for us. We also may disclose information in response to requests from law enforcement agencies or government regulators. A more detailed description of those uses appears below. Such uses are called "Normal Uses."
By purchasing our products or services, whether from us or through one of our licensees or distributors, you are consenting to our use and limited disclosure of personally identifiable data about you for Normal Uses. If you do not wish to consent to such use and disclosure of personally identifiable data about you, please do not purchase our products or services, whether directly or through a licensee or distributor.
Normal Uses
Internal Uses. We may initially use the personally identifiable data that we collect from you to make your initial purchase with us or our licensees or distributors; to process your transactions with us and our licensees or distributors; to provide you with access to our services, including any enhanced services you request; and to bill and collect amounts owed to us for continuing service. If you seek to pay charges by a debit, charge or credit card, we may disclose personally identifiable data about you to the company issuing the card and to other companies that assist in processing the charges. Similarly, if you seek to have your charges invoiced to a third party, we may disclose personally identifiable data about you to that third party and to any companies that assist the third party in processing invoices. Further, if you participate in a membership rewards program operated by a third party and seek to receive a reward based on a transaction with us or our licensees or distributors, we may disclose personally identifiable data about you to the program's operator, as well as to companies assisting the operator in the operation of the program, to permit you to receive your membership rewards.
We may share personally identifiable data about you among ourselves and with our licensees and distributors to enable us to perform the functions described above. In the event that personally identifiable data about you is shared among ourselves or with our licensees or distributors, the party with which such information is shared will be required to agree to observe the relevant provisions of our Privacy Policy with respect to personally identifiable data about you (including any choices you have made under our Privacy Policy to limit the use of your data).
Compliance Uses. We may use and disclose personally identifiable data about you as we reasonably believe is necessary to protect our business; to comply with applicable law; to protect the rights, privacy, safety or property of you or others; and to permit us to pursue available remedies or limit the damages that we may sustain. For example, if you breach a license agreement or other agreement with us or any of our licensees or affiliates, personally identifiable data about you may be used, disclosed to third parties or publicly disclosed to the extent necessary to enforce the agreements and recover any amounts owed. As another example, we may, to the fullest extent the law allows, disclose personally identifiable data about you to law enforcement agencies to assist them in identifying individuals who have been or may be engaged in illegal activities.
Transactional Uses. We may acquire or sell assets, including ownership interests in our company, and other companies may acquire financial interests in us. In those transactions, personally identifiable data about you may be among the transferred business assets. We may disclose personally identifiable data about you to any company in connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of a business or operating unit if you do business or have done business with that business or operating unit, but only if that company agrees to use the data solely for the purpose of making its acquisition decision and to observe the relevant provisions of our Privacy Policy with respect to the data. In the event that personally identifiable data about you is transferred to a company acquiring assets from us, we will require that company to agree to observe the relevant provisions of our Privacy Policy with respect to personally identifiable data about you (including any choices you have made under our Privacy Policy to limit the use of your data).
Independent Agency Uses. We may disclose personally identifiable data about you to any individual or company that we retain to assist us in the conduct of our business, including an individual or company that performs marketing services on our behalf, but only if that individual or company agrees to use the personally identifiable data about you solely for the purposes of performing the tasks on behalf of, and under the instruction of, us and to observe the relevant provisions of our Privacy Policy with respect to the data.
Use of Data from Others. We may obtain personally identifiable data about you from our licensees and distributors and from other companies with whom we have business relationships. Such information may be merged with or used to enhance personally identifiable data that we have collected previously, as permitted by applicable law.
Marketing Uses
You have the right to "opt out" of Marketing Uses in the manner described below under the heading Option to Limit Use of Data.
We may aggregate and analyze all of the personally identifiable data about you to enable us to develop targeted marketing programs and service offerings that we believe are tailored to the needs of particular groups of customers. We may then use the personally identifiable data about you to contact you regarding programs and services we believe might be of interest to you. If you wish us not to contact you for this purpose, you may decline as set forth below under Option to Limit Use of Data.
We may disclose all of the personally identifiable data about you among ourselves and to our licensees and distributors for marketing purposes, provided the licensees and distributors to which we disclose the data agree to observe the relevant provisions of our Privacy Policy with respect to the data being disclosed (including any choices you have made under our Privacy Policy to limit the use of your data). If you wish us not to disclose personally identifiable data about you to our licensees and distributors for marketing purposes, you may decline as set forth below under Option to Limit Use of Data.
Unintentional Disclosure
While we have taken significant steps to prevent the inadvertent disclosure of your personally identifiable data to persons who, without authorization, break into and access our confidential electronic files in violation of existing law ("hackers"), we cannot guarantee that a sophisticated hacker will not some day penetrate the barriers we have in place to safeguard your personally identifiable data. We will continue to evaluate and, where indicated, update our security precautions consistent with good business practices.
Disclaimer and Limitation of Liability
IF YOU ARE DISSATISFIED WITH THIS PRIVACY POLICY OR IF WQI FAILS TO ABIDE BY THE TERMS OF THIS PRIVACY POLICY, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING THE SERVICES PROVIDED BY WQI. WQI WILL NOT PAY YOU ANY DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, INDIRECT, SPECIAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF SUCH DAMAGES ARE THE RESULT OF THE NEGLIGENCE OF WQI.
WQI may update this privacy policy at any time without advance notification. If you have questions or suggestions, please click here to contact us.
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Just click the "Unsubscribe" link that is prominently displayed at the bottom of each e-mail and each issue of the Weekly Wealth Letter... and you'll never hear from us again.
Not only that: Your name and e-mail address will be instantly and permanently obliterated from our files. We couldn't contact you even if we wanted to!
Chief Editor,
Weekly Wealth Letter
